December 22, 2014

HARP Program – Home Affordable Refinance Program



The President's HARP PROGRAM Eligibility Checklist:

  1. Can you make your mortgage payments moving forward?

  2. It doesn’t matter what you owe or how upside-down you are.

  3. You have a fair credit score.

  4. Subject Property can be your owner occupied residence OR a rental property.

  5. Property can be a 1-4 unit property.

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  7. Your Loan is owned by  Fannie Mae  or Freddie Mac (lookup who owns your loan by clicking these links).  Then Check Eligibility by applying (even if you do not see your loan as being owned by Freddie Mac or Fannie Mae, it may still be.  Apply to check eligibility).




HARP (Home Affordable Refinance Program) helps homeowners that are currently “under water” with their home’s value. If you fit the guidelines, you can take advantage of the HARP program and refinance while Mortgage Interest Rates are at record lows.  The Government has made sweeping changes to the Lending Industry by creating the HARP Refinance Program.  Never before have homeowners had the ability to refinance a mortgage that exceeds their home's value (underwater mortgage).  Current mortgage holders who didn't think they could refinance because they had no equity are saving thousands of dollars using this program.


THE HARP PROGRAM MAY ONLY BE AVAILABLE FOR A LIMITED TIME.  Apply now to check your eligibility! 


*** Fannie Mae announces changes to The HARP Program




The Harp Program's qualification requirements have been greatly reduced; although a lender will do their own valuation, a traditional appraisal may not required for a Harp Program loan.  This is a new development.  Additionally, closing costs have been lowered so it costs you less when taking advantage of Harp Mortgage Program.



 Millions of Americans will now be able to refinance with this new HARP  in Place

The HARP program may not last. If you currently have a 30 year fixed rate loan with an interest rate over 4.5%, you must look into your options now!

If you would like to qualify for HARP Refinance Program, enter some simple information to check your eligibility.  Find your best option for refinancing today. is not associated with the government and our service is not approved by the government or your lender. Even if you accept this offer and use our service your lender may not agree to change your loan. is not a lender or a Mortgage Broker/Banker and does not provide Mortgage Relief assistance.